National Issue · Social Security

The program built for 222,000
now serves 72.9 million.

And it's running out of money.

Source-verified data from the Social Security Administration,
2025 Trustees Report, and Congressional Research Service.

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1935 – 1940

The Origin Story

President Roosevelt signs the Social Security Act. Ida May Fuller receives the first monthly check: $22.54.

222,000

beneficiaries

159:1

workers per beneficiary

[SSA Ratio Table]

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1945 – 1965

Rapid Expansion

Post-war America embraces Social Security. Medicare launches in 1965. Beneficiaries grow from 1.1 million to 20.2 million.

[SSA Ratio Table]

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1940 – 2025

The Ratio Collapse

Workers per beneficiary fell from 159:1 to 2.5:1. The math that made Social Security work has fundamentally changed.

[SSA Ratio Table]

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2025

The Big Numbers

72.9M

Beneficiaries

receiving benefits

185M

Workers

paying in today

$1.42T

Collected

in payroll taxes (2024)

2034

Insolvency

projected year

$250B

Annual

cash deficit (2025)

2.5:1

Worker to

beneficiary ratio

19%

Automatic

benefit cut at depletion

$25T

75-year

unfunded obligation

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The Clock Is Ticking

What Happens If Nothing Changes

2033

OASI trust fund depleted

23% automatic cut to retirement benefits

2034

Combined trust funds depleted

19% automatic cut to ALL benefits

A typical retiring couple loses $16,500/year

2099

Only 72% of scheduled benefits payable

To fix it today:

29%

payroll tax increase

— OR —

22%

benefit cut for all beneficiaries

Every year Congress waits, the fix gets harder.

Sources: [2025 Trustees Report] [CRFB] [CRS]

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Why This Matters Now

“In 1945, there were 222,000 people on Social Security with 42 workers supporting each one. Today, 72.9 million people depend on it — and only 2.5 workers support each beneficiary.”

The math doesn't lie. This isn't a political issue — it's an arithmetic one.

Learn more: PBD Podcast discussion
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Want to do something about it?

Join a movement of citizens who demand transparency, accountability, and action.

Join the Movement
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